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Mary Prankster – Student Loan

Posted By on September 13, 2014


Mary Prankster – Student Loan

from Blue Skies Forever

Price: USD 0.99
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Personal Loans, Cash Grants, People Searches

Posted By on June 18, 2014

A few Student Loans products I can recommend:

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Creative Strategies Provide a Stable Fall-back for Home Owners if the Property Market Turns, Says Rick Otton

Posted By on March 23, 2014


(PRWEB) March 23, 2014

Glenn Stevens, the Governor General of the Reserve Bank of Australia, warns home buyers not to take on too much debt when buying Australian real estate (Au.news.yahoo.com reported on 7 March 2014).

Although average household debts aren’t “disastrous” right now, Stevens argued that real estate prices follow a cycle. They don’t just rise and rise to no end. If house prices drop suddenly, many families may be forced to default if they weren’t careful during the buying process.

“The threat of foreclosure on houses is very real for people who get deep into debt early in the buying process. Aside from that, being foreclosed upon today will haunt homebuyers for the rest of their lives with the nearing implementation of the New Credit Act,” according to Rick Otton, a veteran property coach for 14 years in Australia.

“After the global financial crisis, more and more people have moved in the pipeline seeking alternative financing, because they don’t want to face the horrors that occur after defaulting on their loan payments. That’s why I started sharing the strategies I used during the Savings and Loans crisis in the U.S. on how to invest in property without having to spend huge sums of cash upfront or getting a new bank loan,” he said.

Mr. Otton then explained why many homebuyers end up in a dangerous financial situation.

“Most people think that in order to buy a house, you need to come up with all the money now. And to get all the money now, the common solution is to get bank finance. Typically, the bank finances 80-90% of the value of the property while the buyer comes up with the remaining amount. In this process, a buyer has to spend a large amount upfront, and then acquires the 80-90% of the home value as debt,” he mentioned.

“What most people don’t realise is that terms can always be created to make it easier for the buyer to make a purchase. In addition, you don’t have to take out a new loan. Rather, you can use the existing financing that’s already there. Seller finance strategies simply give you the tools to explore so many other options available so that you won’t be placed in a position to spend a huge chunk of capital now,” Mr. Otton added.

Aside from the benefits for the homebuyer, Mr. Otton also explained how seller finance benefits the seller.

“I’ve always said that if a house is easy to buy, it becomes easy to sell. I’ve also mentioned that people are willing to pay for convenience. By using flexible seller finance terms, a seller is making his property convenient to purchase. Hence, it sells much faster – allowing the seller to benefit from the sale. More importantly, flexible terms make it easier for the buyer to meet the asking price. It’s a win-win for both parties,” he said.

For more info on how to use seller finance strategies to grow your property portfolio, just visit http://creativerealestate.com.au/freepack/ to get your copy of Rick Otton’s limited edition and highly sought after Free Pack.

About Rick Otton

Australian property investment specialist, Rick Otton, has been developing, sharing and teaching his innovative real estate strategies for 23 years. As the founder and CEO of We Buy Houses, which operates in the US, UK, Australia and New Zealand he is known for introducing cutting-edge techniques that have enabled previously disenfranchised people to get out of the rental cycle and into their own homes.

His innovative low-risk, high-reward approach to Australian real estate investing has been featured in a variety of television programs and magazines, including Today Tonight, Hot Property and Australian Property Investor. His real estate book, published in 2012, ‘’How To Buy A House For A Dollar’, voted by Money Magazine and Dymocks Book stores as one of the Top 10 Most Popular Finance Titles for 2013.

As well as conducting free seminars, workshops and conferences in the UK and Australia, Mr. Otton releases a weekly podcast on iTunes, Creative Real Estate. In these he shares examples of real transactions, and you can listen to his students share their own experiences using his strategies.

Go to CreativeRealEstate.com.au to listen to Rick’s free podcasts.







More Student Loans Press Releases

My Student Loan Coach

Posted By on December 26, 2013

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TenantScreeningUSA.com Announces SmartMove

Posted By on December 26, 2013


Waltham, MA (PRWEB) December 24, 2013

Identity theft continues to be a problem across the United States and the world.

From http://www.NBCNews.com (Feb. 20, 13):

Some 12.6 million Americans were victimized by ID theft in 2012, the second-highest total since the Federal Trade Commission began counting victims in 2003 and roughly 1 million more than 2011, according to the survey by Javelin Strategy and Research. The record – 13.9 million victims – was set in 2009. http://www.nbcnews.com/technology/id-theft-rise-again-12-6-million-victims-2012-study-1C8448021

Recently, over 40 million Target customers’ credit and debit card information was stolen.

From the WINK News website (Dec. 22, 13)

“You could see something 3 months, 6 months, 9 months down the road. Keep an eye on your accounts. Eventually people are going to forget and that’s when the criminals are going to use the card numbers again,” said identity theft expert Carrie Kerskie.. http://www.winknews.com/Local-Florida/2013-12-22/ID-theft-expert-says-Target-shoppers-still-at-risk#.Uri_FfRDv58

In a news report from March 19, 2013, WMC-TV reported of identity theft where rental applications were the source of information for the fraud.

U.S. postal inspectors and the Justice Department are working a case in which each of the victims were renters who filled out applications at the same apartment complex. “Somebody who worked for the apartment management complex was able to obtain copies of their driver’s licenses,” said U.S. Postal Inspector Blanca Alvarez. The identity thief then applied for student loans with the victims’ birth dates and Social Security numbers.

http://www.wmctv.com/story/21710445/andys-got-your-back-on-id-theft-through-rental-applications

Recovering from identity theft can be a long and painfully expensive process.

To help assist rental applicants from potential identity theft, TenantScreeningUSA.com announces SmartMove®, a program designed specifically to protect renter’s critical data and information.

Adam Almeida, President and CEO of TenantScreeningUSA.com states: “SmartMove® helps rental applicants control the data they share with landlords on a written application by utilizing a secure internet portal and data exchange with TransUnion.”

TenantScreeningUSA.com’s SmartMove® allows a tenant to verify their identity via TransUnion, a well known credit bureau and information provider. Potential tenant’s interact and exchange information via a secure on-line portal. Specific data, such as social security numbers and birth dates, are never fully revealed to landlords or property managers. Combined with the lack of a written application, a document that could be lost or misused, and masked information to landlords and property managers, tenants are better protected from identity theft.

There are other benefits for a renter using SmartMove®.

Almeida continues: “The potential renter enters their own information into SmartMove® thereby allowing only completed applications to move forward in the process. Also, by entering their own data the potential renter provides legal consent for their information to be reviewed and verified. Subsequently, the tenant screening process is quicker as is the overall speed of the application process. Lastly, it should also be noted that the tenant’s credit is not negatively affected by a credit search as the request comes from the potential applicant and not an outside third-party.”

And SmartMove® is a valuable tool for single or small unit landlords and property managers as well.

Almeida states: “SmartMove® provides three things a landlord is always looking for: Quick access to data, comprehensive reports, and prompt exchange of information.”

Access of information for decision making is almost immediate as the tenant provides all critical personal information directly to TransUnion via a safe and secure internet portal. Subsequently, a comprehensive report, inclusive of credit and criminal history information, as well as any additional reports a landlord might require, is created. And, in the end, the report will provide a leasing recommendation in minutes.”

SmartMove® also provides for flexibility in payment terms, either from the applicant directly or the landlord. Further, there are no minimum usage requirements.

Almeida continues: “SmartMove® is the most practical, efficient and secure manner to gather information for tenant applications. By utilizing a secure internet portal, a tenant’s critical information is held secure and, subsequently, greatly decreases the potential for identity fraud.”

TenantScreeningUSA.com is a third-party background screening agency that provides tenant screening solutions to rental properties of all sizes. With SmartMove® TenantScreeningUSA.com has the ideal solution for landlords and tenants alike. Safe, Secure, and protected information will greatly reduce the risk of identity fraud, and that is just one benefit. For more information on SmartMove® visit http://tenantscreeningusa.com/







Frothy Murmurs – Student Loans

Posted By on December 26, 2013


Frothy Murmurs – Student Loans

from New Adventure

Price: USD 0.99
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Ron Paul & Newt Gingrich – Student Loans

Posted By on December 26, 2013


Ron Paul & Newt Gingrich – Student Loans

from Republican Presidential Debate (Oakland University, Rochester, MI, November 9, 2011)

Price: USD 0.99
View Details about Ron Paul & Newt Gingrich

Kevin Bozeman – Student Loans

Posted By on December 26, 2013


Kevin Bozeman – Student Loans

from My First CD (Live)

Price: USD 0.99
View Details about Kevin Bozeman

Bad Credit Personal Loans Cash Government Grants Money

Posted By on December 26, 2013

Bad Credit Personal Loans Cash Government Grants Money
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Hottest Product: The Rogue Student Loan Collector Reveals All
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Created By Mr. Kay Aka Rogue Student Loan Collector Who Exposed His Dirty Little Sneaky Border Line Deceptive Tactics That He Used To Collect Billions Of Dollars In Defaulted Student Loans. Affiliate Contact: Info@strategicdebtcoach.com
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Hello world!

Posted By on December 25, 2013

Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!